Make your Credit card more secure

To make online transaction process more secure through VISA/MASTER Credit Cards, RBI has made mandatory extra level of authentication called VBV (Verified by Visa) or MSC (Master Card Secure Code) password from 01st August 2009 onwards. This password is required to use while you are making an online transaction. All customers are requested to visit your respective card issuing bank’s website or VISA/MASTER sites and register your card for Verified by Visa or Master Card Secure Code to get your password.

For VISA Credit Card registration process, click on the following link
http://www.visa-asia.com/ap/sea/cardholders/security/activate.jsp

For MASTER Credit Card registration process, click on the following link
http://www.mastercard.com/us/personal/en/cardholderservices/securecode/sign_up.html

A Upgraded Credit Card from ICICI Bank

Just got a upgraded credit card from ICICI bank. Infact it is co-branded card with Future Group, the Big Bazaar fame. They have upgraded me from Silver to Gold card. The process was like they send me a SMS and I reponded to that as acceptance and voila withing next ten days I receive a SMS from courier company about delivery of my new card. Things are getting simple these days, with ever reaching impact of internet and mobile communications.

Only glitch they have made is the letter accompanied talk about the card as add-on card upgrade, I didn't have any add-on card so far. Wife is happy with debit card. I have to check the repercussions about this.

As usual this one comes with lots of offers and rebates on purchases from the Future Group and allied marketeers. They are nothing but the allurements to customers to drop in at their store and get robbed over the period. Good thing is card is free for life time, and I shall try not to pay any interest or finance charges to the bank as possible by abiding to their payment rules. This takes some time to master, you have to keep your finances under control and remember the dates. Payments are done via net banking so you can schedule the payment for the last date.